Striving for Guaranteed Happiness
Top 6 Steps to Buying a Home
Buying a home is a major endeavor, and we’re here to help. We offer a few tips to help you plan the home buying process. We are happy to meet with clients, especially first time home buyers, to discuss each step in greater detail.
Arrange Your Finances
Buying a home requires good credit, steady income, and significant savings. Determine how much house you can afford using this mortgage payment calculator. Maintain or improve your credit by consistently making payments on time, paying down credit cards, and refraining from opening or closing any lines of credit. Continue saving money to cover the down payment, closing costs, moving, and repairs.
Get Pre-Approved
Several types of mortgages exist for homebuyers. Aside from conventional loans, many individuals consider VA loans, FHA loans, or USDA loans. Various loan types accommodate certain income levels, first time home buyers, veterans, purchases in rural areas, and more. Determine which type of loan best suits your circumstances, and obtain a pre-approval letter.
Hire A Realtor
Start working with a realtor as soon as you get pre approved. A good realtor will be able to provide useful information about neighborhoods, seller requirements, and the current housing market.
Make An Offer
After you’ve found the right realtor, begin touring houses. Your realtor should be up-to-date on current listings and can help you identify trends. When making an offer, stick to your budget in order to avoid emotional overspending.
Inspection and Appraisal
Inspection and appraisal are usually required prior to a loan’s approval. Even cash-paying homebuyers would be wise to invest in a home inspection in order to negotiate for repairs or credits. A home inspection will help you discover any underlying issues that may affect your decision to buy the home.
Closing
The timeline for closing on a home typically hinges on your mortgage approval. Working with loan officers and underwriters often requires patience and responsiveness. Remember to maintain good financial habits during the approval process, communicate with your realtor, and set aside money for closing costs in addition to your down payment.
What sets us apart from other realtors
At Juli and Brett Real Estate, our goal is 100% customer satisfaction as we prioritize flexibility, responsiveness, and approachability. As realtors, we have earned an impressive track record and glowing customer reviews thanks to our unique approach to sales and service.
Flexible Contracts
Our real estate contracts, and agency agreements have negotiable terms.
Approachable Experts
We prioritize customer service above all else, and we make ourselves available to answer real estate questions of every kind.
Local to Utah
As Utah natives, we are local realtors with extensive information about local culture, neighborhood features, and in-depth market trends.
Considering Buying A Home Along the Wasatch Front?
With rapid economic growth and beautiful mountain views, the Wasatch Front is an increasingly popular candidate for people who are thinking of buying a home. If you are looking to buy a home in Utah, there are a few key facts you should keep in mind.
First, Utah experiences all four seasons with extreme heat in the summer months and snow in the winter. Please keep that in mind when making your wish list for your house, you may want to consider things like heat resistant landscaping and covered parking for snowy weather. Perhaps most importantly, look for homes that are well maintained with energy efficient upgrades. We are expert Utah Realtors, having helped scores of people settle into the Wasatch Front.
Finding the perfect fit
Attend an Open House
An open house can help you view properties in a relatively informal setting. Prior to visiting property on your own, contact for a no obligation consultation to review your home purchasing timeline and give you our best practices for touring open houses.
When to build your own
New Construction & Reconstruction
We have significant experience in working with new construction. If you value customization, and specificity in your home design, new construction may be right for you! We have relationships with many local builders in all price ranges, and can represent you in your new build!
CLIENT TESTIMONIALS
Let our reviews speak for themselves
“We had a great experience working with Brett and Juli to purchase our new home in Hooper. Not only did they help us find a perfect home in an extremely competitive market, but they also went above and beyond to help our family get settled in after a complicated move from Hawaii. Would highly recommend to anybody looking to buy or sell a home in the area!”
Joe H
“Juli and Brett are phenomenal! They are extremely friendly, quickly responded to questions, and were available throughout the entire buying/selling process. You can tell that they are in it to get you the best deal in the best house, which, as a buyer or seller is comforting to know professional and knowledgeable realtors are advocating for your best interests. Juli and Brett will be our realtors for life. Would highly recommend them. Ten stars.”
Maria C
“By far the best home buying experience. As a first time buyer it’s very nerve racking to think about. But Juli and Brett are by far the best, with my crazy work schedule and the amount of work they did for me, I can’t thank them enough. I would 1000/10 recommend them to anyone! I loved every part of my buying experience with them!”
Matt P
What’s my home worth?
Get your no-obligation consultation and let’s chat about what you can expect in this changing market.
Real Estate Team | Luxury Properties
Brett Scarbrough
brett@juliandbrett.com
801.809.2747
Juli Facer Scarbrough
juli@juliandbrett.com
801.920.6836
Jonah De Vera
therealtorjonah@gmail.com
801.920.1516
Office
1572 N Woodland Park Dr, Suite 500
Layton, UT 84041
Business Hours
24/ 7 / 365
